Sellers: As we negotiate your deal, not only will we work to get the very best sales price, but we'll also campaign for reduced closing costs. And once we've reached an agreement, we'll describe in detail the closing costs so you know exactly where your money is going.
Buyers: If you are purchasing real estate in Mission Viejo, you will get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's prior experience and are required to be within a reasonable range so you're not stunned when you show up at the closing table. We'll be glad to go over the estimate with you, answering your questions and highlighting any estimates that seem off.
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